Welcome To
CPT Wealth Strategies
CPT Wealth Strategies is a financial services firm located in Fernandina Beach, FL, providing personal and business financial solutions for over three decades. From life insurance, disability income protection, and long-term care planning, to annuity programs that generate income for life, CPT Wealth understands that each client’s retirement goals are unique. Like building a house, every plan needs a solid foundation and structure to last a lifetime.
Whether you’re looking for personal wealth accumulation and preservation expertise, or to identify risks and exposures within your business, CPT Wealth Strategies has a financial solution for your unique situation. With over three decades of experience and industry knowledge, CPT Wealth Strategies is dedicated to building a retirement strategy unique to you.
Personal Solutions
Legacy Planning Strategies
Whether you want to leave your assets to your heirs or charity or want to develop a succession plan for your business, CPT can help you. We will design a strategy that aims at allowing you to share your life’s successes with others while leaving a legacy for those you love.
Insurance Strategies
People often discuss insurance as “protection,” but it’s risk mitigation. It helps ensure that clients don’t face their risks flat-footed, no matter what twists and turns come with life. Nothing can protect you from risk. However, with thoughtful, proactive, and detailed insurance strategies (as part of a comprehensive financial strategy), you may have more options than you would have without insurance.
Retirement Income Strategies
No two careers follow the same trajectory. Following that, nearly every retirement is different, too. Everyone will have individual income needs, and strategies depending upon their personal goals. Whatever your plan and retirement goals, CPT Wealth Strategis can help you evaluate options for retirement income.
Business Solutions
Business Wealth Accumulation & Preservation
CPT Wealth Strategies specializes in Business Continuity and Succession Strategies. We create solutions to help ensure you can make well-informed decisions. Not all businesses require the inclusion of all segments of our succession and continuation.
Business & Key Person Valuation
All closely held business owners should know the value of their business throughout their lifetime for various reasons. Such as estate planning; gifting; divorce settlement; a potential sale; recapitalization; shareholder disputes; succession planning; buy/sell agreements, ESOP consideration, and so on.
Exit Planning & Wealth Transfer
Exit planning is intertwined with the business succession/continuation plan. The plan is designed to help ensure the perpetual viability of the business, establish a market value and a method to value the shareholders’ interest in the company to be transferred/sold, and preserve the value of the shareholders’ business interests.
Retirement Resources
Download Our Complimentary Guide
Tax Planning Guide
Work To Reduce Your Taxes In This Year And The Future
We believe it’s important that you look to employ tax diversity in your retirement plan. Different types of investments can impact your taxes differently. Having accounts that receive varying tax treatments is a key strategy. You should work with a qualified professional to help determine exactly how much you should have in each tax “bucket” to help minimize your overall tax burden in retirement.
While the tax code can be incredibly complex, you still need to stick to the basics when it comes to filing and preparing your tax returns. So, here are our 5 tips to help you better prepare for tax filing this year.
